Rapid Network

Today's business world is evolving faster than ever before. With increases in technology and the ability of the internet to bring people from all over the world closer and closer together, today's businesses have been forced to not only adapt, but also become more efficient, receptive, and innovative than has ever been called for. Business on the internet has certainly posed a lot of new legal questions that remain unanswered, and security threats as well as other risks for both consumers and business are a constant force.

While many different forms of business insurance exist to protect against various forms of risk, advance of technology and the rapid evolution of business today leaves behind some unanswered questions about the risks posed by new forms of business online and on the global level. Pure risk in business was often much simpler: you protected yourself against fire, accident, or theft. However, with more and more business being conducted on the internet today and transactions being done electronically, new threats have emerged that concern security, theft of data and financial information as well as personal information of customers and employees. Also, with more business being conducted on the global level, fluctuations in currency and the losses associated with it are often difficult to calculate.

Terrorism is also an increasing concern for today's businesses, and some are unsure of whether loss associated with these kinds of acts should be insured against. In addition, increased scientific research and awareness of environmental devastation has some wondering how global warming might pose a risk to some businesses in the future. Recent epidemics such as bird flu and swine flu have also prompted debate on the risk that a worldwide epidemic would pose to businesses as well. War and social unrest in other countries is also a concern that can affect businesses that are now operating on a global level.

As society evolves and advances, new risks continue to enter the picture which can affect businesses and individuals at any level. With today's technology, business and society are evolving at a rate that has been unmatched in centuries before, meaning that new risks enter the picture more rapidly as well and more and more questions are raised for businesses, business leaders, individuals, and insurance companies that provide protection from loss for these types of organizations. While some remain skeptical and feel that it is unlikely that businesses or individuals will ever really need protection from loss against such things as terrorism or worldwide epidemics, more recent events continue to remind us that anything is possible, and the most efficient businesses of today need to be those that are prepared for just about anything.

Most guys are completely terrified of being rejected by women. That is why many guys get a complete mental block when they approach a pretty woman. It can be tough to get past this fear, but it is entirely possible.

The key to beating the fear is to not let it take control of you. What you must do is learn how to abandon your inhibitions when approaching women. If your dream is to be able to strike up a conversation with any woman without fear, then this information is exactly what you need.

You'll be surprised how much better your ability to seduce women becomes once you master your fear. All you really need to do is get your mind to focus on the surefire strategies that you know will work instead of being overcome with worry. Below you'll find some helpful tips that will help you become a true Casanova...

Seduce Women Rapidly Using Smart Tactics

Tip #1: "Subtle Flirting." If you just bombard a woman with compliments, she'll know you're not being genuine. You must learn to flirt with nuance and subtlety. Don't put her up on a pedestal - just talk to her like a normal person. Try to establish a simple connection and talk to her about the things that she's interested in. Just let things flow naturally.

Tip #2: "Use Covert Tactics on Her." Top pickup artists believe that you can seduce women using a psychological hypnosis technique called fractionation. The idea behind this technique is to get a woman to feel a major attraction toward you by using subtle things like body language and deep eye contact.

Just remember that fractionation isn't something you can mess around with. It is very powerful and cause serious problems if it isn't used responsibly. That said, while some think it's unethical, it's a remarkably powerful technique.

We often think of hemorrhoids and piles as being one and the same thing. In fact the term 'piles' is given to hemorrhoids once they become swollen and fall down past the anus. Hemorrhoids are a group of vessels within the lower rectum and their purpose is to assist in the passing of stools from the rectum and through the anus. The cause of piles can vary and is more often associated with pregnancy, poor diet, being overweight, and lack of exercise. Needless to say discomfort experienced from piles is something that any sufferer would much rather do without.

Piles are formed when the hemorrhoids are put under extensive pressure, typically over a sustained period, causing them to swell and if left untreated fall down and eventually protrude through the anus. Once the piles have fallen beyond the anus they become irritated and uncomfortable and in some cases a sufferer may need to physically push the swollen hemorrhoids back up into the anus. A sufferer will experience pain from piles once they've begun to protrude and develop fissures which is the cause of itchiness from piles. The signs to look for that are associated with hemorrhoids and piles fall into two categories: Internal Hemorrhoids - hemorrhoids become swollen within the rectum. At this point the sufferer is not likely to experience any pain, however they may notice traces of blood either on the toilet tissue, on their stools or both. External Hemorrhoids - the point at which the hemorrhoids have become so enlarged that they fall down beyond the anus. At this stage they develop fissures which is the cause of irritation. Once the piles begin to protrude from the anus they become visible.

Although piles are uncomfortable and seen by some as embarrassing, they are curable and there is a wide range of products on the market to assist the sufferer in being rid of them once and for all. These products range from pills, sprays and creams, though the most important thing when it comes to being cured of a hemorrhoid problem is a healthy diet. A healthy diet is a positive step towards comfortable bowel movements by eliminating the risk of constipation and diarrhoea which are often symptoms of poor diet. Drinking water and eating foods that have high fibre content allow the body to digest foods easier and create softer stools meaning each visit to relieve the bowels is less of a concern.

Below is a selection of suitable foods that promote a healthy immune system as well as a healthy body. All have a high fibre content which will greatly reduce the risk of constipation or diarrhoea. Provided that a sufferer of hemorrhoids and piles is prepared to implement a new approach to diet and exercise, a rapid relief can be achieved in a short period of time. High fibre foods are as follows:

Wholemeal, granary and soft grain bread
Potatoes cooked and eaten in their skin, i.e. jacket or new potatoes
Breakfast cereals, e.g. Weetabix, Bran Flakes, Muesli, Shredded Wheat and Porridge Oats
Wholemeal pasta and brown rice
Beans, lentils, peas, nuts and seeds
Fresh and dried fruits - (eaten with skin on e.g. apples)
Vegetables
Wholemeal flour

If you have been following some of the tried and tested treatments in defying skin aging, you might find yourself a little disappointed of how time-consuming they can be. For sure, not all of us can afford to spend more than an hour in pampering our skin. While it is advisable to go the extra mile in keeping core integumentary functions healthy, it is not a plausible treatment for many career-minded women.

On the other hand, you don't really need to use every treatment you can think of. As long as you find remedies that will completely heal your skin, protect it from external aging factors and restore balance in core skin functions, you are good to go.

Without further ado, here are the top 3 simple actions you can try in fighting rapid skin aging:

1. Application of sun screen 30 minutes prior to going outdoors

Your skin needs 30 minutes to absorb the product first and to somehow activate the potency of the sun screen. In addition to that, choosing the right sun screen is also crucial.

Different types of sun screen products are out in the market today. They vary in the length of time they can protect you from radiation, the type of UV rays they can ward off and the amount of UV rays they can deflect.

Choose a product with a broad spectrum. That means it should protect you from both UVA and UVB rays. Make sure it is also made up of an ingredient called helioplex. If you are going to stay outdoors for a prolonged period of time, you need the help pf this ingredient for extended protection.

2. Application of anti aging moisturizers twice a day is advisable. Some women think it is not necessary to use moisturizers in the morning. But as the skin gets older, it becomes greedier in moisture. Our integumentary system also loses its ability to supply nutrients. This is the best time to look for a product made up of CynergyTK, Phytessence Wakame and Nano Lipobelle HEQ10.

CynergyTK can be found in sheep wool. It is made up of functional keratin, the protein our skin needs for the core production of collagen and elastin. Phytessence Wakame is a kind of Japanese sea kelp capable of warding off the harmful enzymes that attack and break down hyaluronic acid. This acid is vital for collagen lubrication. Nano Lipobelle HEQ10 is an antioxidant that can protect you from the damaging effects of harmful free radicals. Free radicals are single electrons that damage cells and DNA in the body resulting to rapid aging process.

3. The simple act of ingesting multivitamin supplements, preferably one with vitamin A, C and E, can already help internal integumentary functions. How so? These vitamins act as antioxidants that fight free radicals. They also work in correcting tissues and cells, lubricating them and promoting healthy regeneration of collagen.

There is something you should know if you are looking for the rapid weight loss pills to try, and finally lose some weight.

They do work, and good diet pills truly deliver great weight loss results. However, if you just put just a little bit more effort in it, you can skyrocket your weight loss results!

Here is a short list of things you can do when taking the weight loss supplements, to achieve the maximum results:

- Drink more liquids, especially water. It helps so much in weight loss, and if you combine it with the pills, you will be amazed at how well it goes. Drink about 10 glasses of water every single day. If you find it difficult to do, just remember to drink a glass of water every hour or so during the day.

- Lessen the amount of sweets and bad foods. Don`t worry, you do not have to stop eating them completely. Just eat less of them. If you control yourself, you will notice it`s not that hard at all. So if you are used to get say 3 muffins at a time, get now 2 of them. Really not so hard, and the results will be outstanding.

- Move more. No, you do not have to exercise if you don`t like to. Just move more whenever you can. This can be going up the stairs instead of using the elevator, going to the grocery store by foot instead of driving, and similar. Or, just go for a short walk in the evening.

Learn faster by preparing your brain to take in the information it needs for the task. This involves providing factual information, preferably within a context, along with priming your emotions for the experience you face. This approach allows you to engage, explore and expand your perception, allowing you a better chance to handle the information inputs appropriately. After all, we are most often learning things in order to use that learning to DO something with it.

If we approached all life events and learning opportunities in such a way, we would be more satisfied that our subsequent behavior and learning outcomes would be appropriate and successful. I'll give an example of a recent 'event' and how this worked for me.

This summer I finally got to experience wild and woolly white water rafting on the Chilko River in B.C. Canada. Brian and Amy, our guides, set the serious tone required to make the event fun. Learning to survive Level 4 & 5 rapids requires preparation, or one could literally be 'dead in the water'. We needed to understand both the overall context of the situation as well as specific actions to take as required by certain circumstances that might arise. So before getting on the river we received some 'brain training' to set the stage for a positive experience.

The 3 groundrules set were:
1) pre-knowledge- use what you already know even if it's your first time rafting (that not-so-commom common sense and transfer of other things you already know to what you are now learning and doing)
2) follow your guides' instructions at all times
3) ultimately you must be responsible for yourself and your own safety

In the event we were forced from our raft our further instructions were to :
- BE COOL
- do NOT stand up in the river or risk getting lodged in the rocks
- swim HARD away from protruding rocks or logjams to the raft or shore, and
- float with the current with feet downstream until an opportunity for rescue arises

Grounded in both a healthy, if fearful, respect for the powerful forces of nature, knowing what to do if tossed from the raft, along with anticipation of the thrill to come, we set off and had a rough and rousing time. Just beautiful, and all the better and safer for the excellent learning ahead of time and expert guidance and collaboration along the way. This was truly 'RAPID' learning!

Are you still in the race like much of everyone else to end your hair loss worries? It's definitely not the easiest thing in the world to conquer, but it can be done. You just have to think outside of the box unlike what everyone else is doing. The norm now is to head out to use whatever Joe or Bob is recommending and claiming worked for them.

However what many people fail to overlook are the natural cures found right there in nature. If you're dealing with rapid hair loss and want to control it to the best of your ability, then natural products are the things you should be seeking.

Home remedies are one key example of those substances I'm referring to. You can take household ingredients and various foods and use them as tools for more hair growth. One case example of this are onions and garlic.

Onions and garlic cloves are packed full of the mineral sulphur. It's highly beneficial for regrowing your hair and many over-the-counter haircare products contain it because of this specific property. Rubbing these two foods onto your scalp might not seem that appealing, but it can actually stimulate some hair growth since you're sending sulphur directly to your follicles.

If this isn't something that appeals to you, then you may want to look in the direction of vitamins and herbs for the help you need to stop rapid loss of your hair. Vitamin B is one great one to take regularly for major boosts in the growth of your hair.

We all know that when we start dieting the weight loss during the first week is more than the coming weeks. The strict diet is the greater loss. What happens at the first week?

During the first stage of weight reduction the body use as fuel glycogen and not the fat. Glycogen is stored mainly in muscle and liver, combined with water (3-4 gr. Water per gr. Glycogen) and potassium (K+) (0,45 mmol K + per gr. Glycogen). Changes in the total K+ body in the first stage of a very low calorie diet (VLCDs) reflects the changes in lean body mass.

The change in total body K+ was measured in 11 persons after 4 days by implementing a diet of 405 calories. From the survey results it appears that the loss of K+ was 180 mmol, corresponding to a loss of about 400 grams of glycogen. This amount of glycogen is accompanied by three or four times the water loss. The researched persons lost an average of (4 +/- 1.8) kg but it was not fat.

Other researchers have demonstrated that muscle glycogen can be reduced to 1/3 of normal levels with a low carbohydrate diet for 4 days. But then, from a diet high in carbohydrates glycogen storage increases by 6 times thus doubling the stocks. Increased glycogen storage in combination with increased water retention, leading to large and rapid recovery of weight, which was not fat.

Another study examined the effects of a very low calorie diet in 10 obese women for 6 weeks. The results showed that the average weight loss was 11,5 kg. of which 63% was attributed to loss of fat and 37% loss of lean body mass (FFM). To last case was associated with loss of water and glycogen and took place during the first 2 weeks.

CONCLUSION: In the first stage of implementing a very strict diet, weight loss is apparent and does not lead to a reduction of fat. So you do not need to applaud your body with such diets. The secret for success: proper and balanced diet combined with regular exercise, which will be implemented for a long time to become habits of life. Just follow a healthy diet plan.

Everyone's anxious to lose weight as quickly as possible, here are some of the newest types of liposuction.

What is Liposuction?
Traditional liposuction is the most invasive method of removing fat from the body to cause rapid weight loss. It uses a large cannula tool inserted into the body to suck out fat and requires large cuts into the body. This can lead to chances of injury or other trauma, as well as cause swelling, inflammation and loss of blood.

Safer and newer liposuction methods include:

Laser Liposuction
One of the newer methods of liposuction is executed with lasers instead of the large cannula tools that suck out the fat. A laser device is safer because it instantly seals off blood vessels, thus, no chance of excess bleeding, and instead of causing damage, it actually is said to assist in the growth of collagen, which helps to tighten up the skin after the fat is removed. The laser tool melts the fat and then it is sucked out with a much smaller tool than in traditional liposuction.

Water Liposuction
This type of liposuction method uses streams of water aimed at the fat deposits. The water breaks down the fat speedily and effectively, and is then drained out. You must wear a tight compression bandage around the area to trap any remaining fluid. This method is not used very much though, so little is known about its long term safety or effectiveness.

Tumescent Liposuction
Tumescent liposuction is considered to be one of the safest and efficient kinds of liposuction. Tumescent means swelled up and hard and that is what essentially happens in this operation. The surgeon injects diluted local anesthetic and epinephrine into the fat deposits and then the fat gets firm and easier to remove. This also works to constrict blood vessels and keep the person from losing blood during the procedure and since fluids are being injected into the fat, there is also no need for IV fluids to be administered.

Mini Liposuction or Tummy Tucks
A mini liposuction is a lighter version of the traditional kind. It is used on specific and smaller areas of the body where the person needs to lose three pounds or less of fat. It works great for getting rid of double chins or flabby arms or a tiny belly bulge. In the case of a mini tummy tuck, a very small cut is made above the pubic bone and any saggy skin is cut away and the stomach area is tightened up, but it is over a far smaller area than a traditional full-fledged tummy.

Want to lose weight fast? Have you tried many weight loss methods out there that promise that you will lose weight in the months? But many of these weight loss programs simply do not offer what they promise is not it?

Stages of rapid weight loss

Losing weight is no different than any other situation. It also requires action on the basis of appropriate plans based on good information. The better your plan, the more solid the information is based on your most satisfying result.

Another popular method of losing weight quickly is to take fiber daily smoothies. Fiber shakes taken regularly will result in smoother motion of the intestine, so that waste is disposed of the body and not stored in the body. It was noted that the fiber intake of 3.2 shakes a day leading to the loss of about 2 kg.

A good way to lose weight is through exercise.

If you are wondering how weight loss, dehydration, this can be true. But the water lost during exercise and other physical activities is designed to replace. Water loss is certainly not the same as fat loss. Good nutrition for athletes and people who want weight loss should be based on advice from a health practitioner, not on hearsay or mere superstition.

Stress

High levels of stress destroy your weight loss. If there was a high level of stress and returned to a diet that helped him lose 20 pounds last year, for example, and guess what...you can actually gain weight on this diet the same this time due to its high level of stress. The stress hormone cortisol suppresses mostly natural ability to lose weight.

Diet

For most people with average or above average genetics, diet is the most important thing that you can focus on weight loss. The diet is about 4 times more weight loss exercise.
The best foods to eat to lose weight fast is lean meat, fruits, vegetables, pasta, brown rice, potatoes.

As for drinks to get rid of alcoholic beverages and soft drinks, should ideally live in the water or if you need to drink flavors fruit juices, such as skim milk, tea or coffee, but do not use artificial sweetener sugar if needed.

If you still doubt the effectiveness of this method, which always go for the free tests offered by many companies. Also, make sure you do not forget the other activities of weight loss such as exercise. This is to ensure a maximum number of its program as a whole. Once you've tried it, you'll be surprised how quickly they can lose weight with Acai berry supplements.

Where do you want to be? This is the first step towards weight loss with aerobic exercise. You see, how to lose weight, unless you know how much you want to lose. So learn to plan well before starting work as to how much you want to lose and how long because that will help you plan your training time and routines.

Finally the big secrets of rapid weight loss are revealed.

An article was published in the New England Journal of Medicine about research completed by Washington University and the University of New Mexico. The twist in the tale is that the research was based on those over 65 years old. People over 55 normally report that losing weight is extremely difficult because of changes in metabolism and hormone levels.

The study took 107 stable older people all of whom had a BMI of over 30. Your BMI is calculated by taking your height and your weight and following a set formula.

• Ideal weight is considered to be a BMI of 18 - 24
• Overweight is considered to be a BMI of 25 - 30
• Obese is considered to be a BMI of 20 - 35
• Morbidly Obese is considered to be a BMI of 36 or more.

The study had four different groups to which the participants were randomly assigned. The four groups were:

1. Control group - no changes made to their diet or exercise regime
2. Diet only group - this group was advised on diet and given 500 to 750 calories less per day than their previous eating routine.
3. Exercise only group - this group was given an exercise plan and they exercised three days a week. They were advised to follow their previous eating plans so there was no reduction in food calories.
4. Diet and Exercise group - this group was placed on the diet and exercise program combined.

Many people ask me if simply exercising more will allow them to lose weight if they leave their diet alone. I normally say no. Your diet plays about 75% of your weight loss and exercise the remaining 25%.

This study found that the Control group and the exercise only group lost no weight at all. Please read that again. The exercise group lost no weight at all. We can not assume that a few extra trips to the gym are going to make up for a poor diet (or a rich one depending on how you look at it).

The diet only group lost an average of 21.3lbs and the diet and exercise group lost 18.92lbs.

Physical performance improved 10% in the diet only group, physical performance improved 14% in the exercise only group and physical performance improved 20% in the diet and exercise group.

So then what is your aim? Is it to just see the numbers go down on the scale? Or is it to feel better, look better and enjoy every day feeling as good as you can.

Several weeks ago I started a new book. As usually, I got up at 5:15 a.m., went to our lower level office, checked email, and started writing. In no time, I had pages of copy and was well on the way to finishing a chapter. My book has nine chapters and I only have two more to go. This has me worried.

Will the executive director of the publishing company think I've done a hasty job? If I send her the manuscript too soon, she may think I haven't given the book my best efforts. But I need to submit the manuscript soon or the book won't be ready in time for the fall market. Why is this book progressing so quickly?

I've spent hours on this question and think it boils down to three things. First, I've been living the book for four years. Second, I've written articles about many of the chapter topics and these articles served as writing warm-ups. Third, I've been studying loss, grief and recovery for a long time. Though I get the grocery shopping and laundry done, my days focus on this book.

I'm obsessed with it. Worrying about the book is something I also do. Famous writers like James Michener spent years writing a book. Could I produce quality work in a few months?

For more information about writing speed I turned to the Internet and found hundreds of articles about a new trend -- speed writing. Apparently this writing approach started as a way to help students and authors cope with writer's block. Glen Ford explains the approach in his article, "Write a How-To Book -- What is Speed Writing?"

Speed writers work from a specific template or pattern, Ford explains. "They need to write quickly and produce a great deal of writing in a very short time." He thinks this writing approach is done without thought or structure. The goal is to get words on paper as fast as possible, read it the next day, and edit for spelling, grammar and rough edges.

Before I started my book I thought about its structure. Since I made a general outline with sub-points, I am not speed writing in the true sense of the term. What I am doing is writing quickly after thousands of hours of thought, self-examination, and life experience.

Dean Rieck writes about speed writing on his blog. His article, "S.P.E.E.D. Writing: 5 Tips to Double Your Productivity, is based on an acronym. The letter S stands for the topic. The letter P stands for preparing facts. The letter E stands for establishing structure and the second E stands for eliminating distractions. Finally, the letter D stands for dashing to the finish line.

After writing for more than 30 years, I follow this acronym automatically. I also practice what Reick preaches and make writing and editing separate tasks. So far, I'm pleased with the manuscript. It tells my story, the death of four family members, including my daughter, in 2007 and how I managed to find happiness again.

Are you speed writing or just in a hurry? Understanding speed writing will help you answer this question. I'm not speed writing, I'm writing rapidly and from the heart. With two chapters to go, I think it's going to be a good book. Writing it is helping me discover my new self.

Copyright 2010 by Harriet Hodgson

Here is how to lose weight rapidly with a simple tip you can use starting today. You're concerned about this weight problem of yours and nothing you've tried so far seems to work. Don't worry, this tip I'm going to share with you is simple and I'm sure you'll come out with something useful. You can do this. So read this article quickly, it only takes 2 minutes.

How To Lose Weight Rapidly

1) Do not drink your calories

A great way to finally start seeing results with your weight loss is to eliminate these 2 calorie killers from your diet: soft drinks and processed juices.

These 2 items add too many calories and sugar to your diet and because they're liquid calories, your body digests them too easily.

And the last thing you want is to consume things that your body doesn't have to work hard to digest.

Let me give you a quick example. A 44 ounce soda drink has...415 calories of pure sugar! This will give you an enormous insulin spike and you'll be extra hungry in no time flat. Very bad if you ask me.

And don't even think about diet sodas. That stuff is actually worse because of the aspartame in it.

Aspartame is a sugar substitute that will get you twice as hungry as regular sugar, and to top it off it is artificial. So stay away if you want to burn fat.

As for processed juices, nothing more that sugar flavored water. Just get a juicer and make your own refreshing juices.

You'll get all the nutrients and freshness that way, plus the natural sugar of fruits called fructose. Much better than the processed sugar contained in processed juices.

Bonus Tip: There are 5 things that will keep you from losing weight NO MATTER WHAT YOU DO. And if you're struggling, I bet that you're victim of at least one of them.

So what can you do? How can you beat them?

Knowing these 5 things is critical. Make the wrong moves, and you could ruin any chance of ever losing weight.

Thyroid is of two types - hypothyroidism and hyperthyroidism. In the first one you gain weight and in the other one you lose it. Basically thyroid is a gland that is located in the neck. It produces two hormones - T3 and T4. Such ailments occur when these hormones lose their balance. The key symptom of hypothyroidism is rapid weight gain. Most often this disease happens to the women that too during or immediately after pregnancy. So when ever you gain or sudden weight, the doctors suggest you to undergo a thyroid check. One you know that you have this ailment you must consult the doctor immediately.

Besides the medications (that you must take rigorously) there are certain tips that you must adapt in your day to day life in order to get rid of weight gain due to hypothyroidism:

· It is very important to keep a check on your weight in this case. So now you must avoid oily foods, junk foods, processed foods, etc.

· Avoid sugary foods and the items that have excessive salt.

· Switch over to a healthy & balanced diet. Take short or mini meals at least 5 to 56 times in a day. These must be very rich in the fibers & healthy fatty acids.

· You must not have processed cereals. In stead have whole foods like whole grains & nuts.

· Eat diet rich in vitamin B.

· You must take lot of root vegetables and the raw fruits & vegetables. Prefer to have the fresh & organic ones.

· You must also exercise regularly for at least 30 to 60 minutes in a day, at least 5 times a week. In case you were not working out earlier, do not stress yourself right from the very first day. Start with 20 minutes and gradually add 5 to 10 minutes in it everyday.

· Yoga helps a lot in getting rid of the rapid weight loss due to hypothyroidism. In many cases thyroid is caused due to stress. Meditation and yoga really help in such cases.

· Have natural weight loss & diet suppressants like acai berry. This wonder fruit from the Amazonian rain forests of Brazil is very helpful in natural weight reduction due to its nutrients like fiber, healthy fatty acids and anti oxidants.

Outsourced bookkeeping and accounting services are a rapidly growing trend nationwide. The economy has shifted over the past several years and companies are looking for ways to eliminate expensive administrative overhead costs.

Business owners are downsizing their offices to decrease rental fees; more and more employees are being hired on a part-time basis. Companies are now seeking to work with outsourced companies that can provide professional services at half to a third of the price it costs a company to hire employees in-house.

One one of these outsourced services include the outsourcing of bookkeeping and accounting services. There is a major reason for this change, overhead costs. For example, companies pay an average salary of $15 per hour to $30 per hour depending on ones experience for most accounting jobs.

If a company pays $15 per hour, times 40 hours per week, it will cost that company $600.00 per week. Now take $600.00 per week times 52 weeks in a year that equals $31,200 per year. Divide $31,200 per year by 12 months in a year and you will find that it costs the company $2,600 per month to pay that employee.

Wait, what about the employees matching taxes, medical benefits, vacation pay, matching 401K if any, unproductive down time, possible additional over-time hours, sick pay, replacement costs, hiring and rehiring to fill the position, training costs, the cost of office space, desks, computers, updating software, Christmas bonuses, insurance, the cost of security, employee theft, etc. The list goes on and it often increases overhead costs significantly.

By outsourcing bookkeeping and accounting services with a professional accounting and bookkeeping firm, you will eliminate all these costs and cut hourly costs in half. Instead of paying $31,200 per year, your costs may well be cut by as much as $15,600 per year on just the hourly costs alone. When you add an employees total overhead costs and matching taxes, outsourcing the bookkeeping functions may possibly end up saving a company an additional $800 to more than a $1,000 dollars per month.

As you can see, outsourcing the bookkeeping and accounting functions, plays a significant roll in eliminating overhead costs. Yet many small companies still require the assistance of a secretary that can answer the phones professionally and handle the administrative duties. In order to keep the secretary busy, many companies may decide to have their secretaries take care of all the bookkeeping and accounting functions.

Unfortunately, turning a secretary into a bookkeeper is a big mistake; it causes problems, errors, and creates inaccuracies. The bookkeeping and accounting functions need to be accurate for reporting and management purposes. The cost of training a secretary to be a bookkeeper is another additional cost that a small company may not be able to handle.

Often, once the secretary is trained they will then seek employment elsewhere. Outsourcing the bookkeeping and accounting functions to a company who has been trained in this field eliminates the problems associated with hiring, training, and rehiring a new employee.

A company that provides outsourced bookkeeping and accounting services must keep an accurate set of books. They are also legally responsible to act in accordance with the laws governing the handling of companies' financials.

What about outsourcing these services to a third world country? Although this may seem like a good idea at first, companies repeatedly run into several difficulties surrounding the transfer of information and the security of their financials. Communication is also a contributing factor that causes additional strains on the business.

Outsourcing bookkeeping and accounting functions to third world countries may save businesses money at first; however, businesses take a much higher risk and it could end up costing them more latter on. When mistakes are made and a company needs an accurate set of books fast and someone they can talk to right away, outsourcing these services to another country becomes a real problem.

Hiring an outsourced bookkeeping and accounting service provider within the United States eliminates these problems. Companies can still work online remotely but with higher levels of security, that if compromised, can be prosecuted within the legal boundaries of our U.S. Government. Communication, timeliness, and accuracy of information will also improve dramatically.

If your business is looking for ways to cut costs without losing the professional services you trust and expect, consider using outsourced bookkeeping and accounting services as an alternative strategy in today's economy.